Formic
Global Finance,
Seamlessly Connected
Your expert in cross-border payments and digital asset conversion.
Formic is a leading financial services platform designed for global businesses and individuals.Bridging traditional finance and digital assets,
Formic offers a unified global account infrastructure that empowers you to manage capital efficiently and unlock global opportunities.
Explore Now
banner
Global Digital Accounts
  • Multi-Currency Management in One Account: Seamlessly open and manage fiat and crypto multi-currency accounts.
  • Local Banking Experience: Access global virtual bank accounts to enable local payments acceptance.
Global Payments & Collections
  • Broad Coverage: Connect to millions of merchants and reach billions of users via aggregated fiat and crypto channels.
  • Fast & Secure Transfers: Support POBO and non‑POBO global payments with secure, rapid settlement.
Fiat & Digital Asset Conversion
  • Core Offering: Low-cost, high-efficiency two-way conversion between fiat and digital currencies.
  • Institutional-Grade Liquidity: Bulk settlement services for institutions and high‑net‑worth clients with top-tier liquidity.
Innovative Financial Services
  • Liquidity Support: Short-term stablecoin funding for licensed payment institutions to enhance working capital.
  • Risk Management: Tools for managing foreign exchange risk exposure.
One-Stop Global
Financial Solution
Formic integrates global resources to deliver
compliant, efficient, and comprehensive solutions
for cross-border payments and digital assets.
Our Solutions
info
advantage
Why Formic:
Strength That Inspires Trust
With Formic, you choose compliance, efficiency,
and reliability on a global scale.
+
Robust Compliance Framework
  • Global Licensing Network: Regulated across key markets, including Hong Kong (MSO, TCSP), U.S. (MSB), Canada (MSB), EU (EMI), and Singapore (MPI).
  • Listed Group Endorsement: Core partners include publicly listed companies on the HKEX, backed by stringent audit and internal control systems.
+
Proven Operations & Technology
  • Industry Expertise: A decade of experience in cross-border payments and digital assets.
  • Scalable Infrastructure: Billions in annual transaction volume; hundreds of millions processed monthly.
  • Global Reach: Operating across 300+ countries and regions, supporting 50+ currencies.
Hong Kong
FinCEN
Canada
Lietuvos
Singapore
Our Ecosystem & Partnerships
Our Strategic Partners
tabi-logotabi-logo
Top-Tier Payment Channels
Terrapay
Tranglo
CurrencyCloud
Dansing
DBS
Qupital
FundPark
Citibank
Standard Chartered
Deutsche Bank
JPMorgan
NewPay
Trusted by Global Brands
Rakuten
Lululemon
AllSaints
CB2
Crate & Barrel
Mesa
Dubizzle
THAT
SKIOUBAI
Mall of the Emirates
CITYCENTER
VOX
Carrefour
Magic Planet
LEGO
GamsGo
partnerships
Formic: A Leader in Financial Services
Formic is an integrated financial services brand designed for global
businesses and individuals.
check
Core
Infrastructure
Powered by high‑performance technology, Formic enhances capital flow and internal settlement efficiency.
formic
check
Ecosystem
Connectivity
Formic provides access to liquidity pools with high‑yield, real‑world yield sources for deployment.
formic
check
Shared
Vision
Formic advances the mission of inclusive finance, democratizing liquidity solutions through technology, to bridge people and capital together globally.
formic
process
Formic Business Process
process
About Formic
Formic is a global fintech brand committed to delivering compliant, seamless, and efficient digital cross-border payment and financial services. Backed by deep financial expertise, robust regulatory licenses, and cutting-edge technology, Formic serves users worldwide with trusted, next‑generation solutions.
Contact Us
about
about
about
Formic
Formic.global